Introduction
In today’s world, finding ways to earn money online has become easier than ever, especially with Refer and Earn Apps Without KYC. These apps let you earn by simply referring your friends, family, or others, without needing to go through lengthy KYC (Know Your Customer) processes. This means you don’t need to submit identification documents or bank details to start earning.
This article will dive into the Top 15 Best Refer and Earn Apps Without KYC, highlighting the key details of each app, how they work, and the benefits they offer. We’ll also cover important topics like Refer and earn demat account, Refer and earn phonepe, and Refer and earn upi apps. Let’s begin!
1. PhonePe – Refer and Earn with UPI
PhonePe is one of the most popular Refer and Earn UPI apps. With PhonePe, you can refer your friends to sign up and start using the app. Once they sign up using your referral link and make their first UPI transaction, both you and your friend can earn rewards.
- How to Earn: Share your referral link, ask your friend to download the app, sign up, and make their first transaction.
- Reward: Earn up to ₹100 per referral.
- No KYC Required: PhonePe does not require KYC for referring friends and earning rewards.
PhonePe Referral Breakdown
| Feature | Details |
|---|---|
| Referral Reward | ₹100 |
| KYC Needed | No |
| First Step to Earn | UPI Transaction |
2. Paytm – Earn by Referring Friends
Paytm, known for its wide range of services from mobile recharges to bill payments, also offers a Refer and Earn program. You can refer your friends to Paytm, and when they complete a transaction, you earn rewards.
- How to Earn: Invite your friend using your referral link. They need to make a transaction to activate the referral.
- Reward: Up to ₹50 per referral.
- No KYC Required: You don’t need to complete any KYC to refer and earn.
Refer and earn upi apps like Paytm make earning online seamless and fast.
3. Google Pay – Refer and Earn Without KYC
Google Pay, another widely used Refer and Earn UPI app, allows you to earn by referring new users. Once your friend signs up and makes their first transaction, both of you can earn rewards.
- How to Earn: Share your referral link. The person you refer must complete a transaction of at least ₹150.
- Reward: ₹100 per successful referral.
- No KYC Required: No KYC is needed to refer and earn.
4. Groww – Refer and Earn Demat Account
Groww is a popular platform for investing in stocks, mutual funds, and more. It also has a Refer and Earn Demat account program where you can refer friends to open a Demat account with Groww and earn rewards.
- How to Earn: Share your referral link, and when your friend signs up for a Demat account, you earn rewards.
- Reward: Up to ₹100 per referral.
- No KYC Required for Referrals: While the referred person needs to complete KYC for their Demat account, you don’t need KYC for referring.
5. Upstox – Refer and Earn Demat Account
Upstox is another great app for those looking to invest. With the Refer and Earn Demat account feature, you can refer friends to open an account and earn a referral bonus.
- How to Earn: Send a referral link to your friends. Once they open a Demat account, you’ll receive a reward.
- Reward: ₹300 per referral.
- No KYC Required: You can refer and earn without completing KYC yourself.
Groww vs Upstox Referral Comparison
| App | Referral Reward | KYC Needed to Refer | Referred Person KYC Needed |
|---|---|---|---|
| Groww | ₹100 | No | Yes |
| Upstox | ₹300 | No | Yes |
6. CRED – Refer and Earn Without KYC
CRED allows users to pay credit card bills and earn rewards. It also has a Refer and Earn program where you can invite friends to join the app.
- How to Earn: Refer your friend to CRED using your link. After they sign up, you both earn rewards.
- Reward: ₹250 per referral.
- No KYC Required: No need to submit KYC details for referral earnings.
7. Amazon Pay – Simple Refer and Earn
Amazon Pay is a popular digital wallet that allows users to earn cashback by referring friends. It’s one of the easiest Refer and Earn UPI apps without the hassle of KYC.
- How to Earn: Share your referral link and ask your friend to sign up and make a payment.
- Reward: ₹50 per referral.
- No KYC Required: You don’t need KYC to refer and earn.
8. Freecharge – Refer Friends to Earn Rewards
Freecharge is a mobile recharge and bill payment platform that offers an easy way to Refer and Earn without KYC.
- How to Earn: Send a referral link to your friends, and once they sign up and make a transaction, you earn cashback.
- Reward: ₹30 per referral.
- No KYC Required: No KYC is needed for referrals.
9. Zerodha – Refer and Earn Demat Account
Zerodha is one of India’s largest stockbroking platforms. It offers a Refer and Earn Demat account program that allows you to earn by referring people to open a Demat account.
- How to Earn: Share the referral link, and after your friend opens an account, you receive rewards.
- Reward: ₹200 per referral.
- No KYC Required for Referring: You don’t need to complete KYC to refer and earn.
10. Mobikwik – Refer and Earn Without KYC
Mobikwik is a digital wallet and payment app. Its Refer and Earn program lets you earn by referring others to join.
- How to Earn: Invite friends, and when they sign up and make a transaction, you earn rewards.
- Reward: ₹25 per referral.
- No KYC Required: No KYC needed to refer.
11. CashKaro – Earn Cashbacks Through Referrals
CashKaro is a cashback app that offers great referral rewards. It’s easy to use and doesn’t require KYC.
- How to Earn: Refer a friend, and once they start shopping through the app, you both earn cashback.
- Reward: ₹25 per referral.
- No KYC Required: No KYC is needed to refer and earn.
12. LazyPay – Refer and Earn With Ease
LazyPay is a buy now, pay later service that allows users to refer and earn rewards without KYC.
- How to Earn: Share your referral code, and once your friend uses LazyPay, you earn rewards.
- Reward: ₹150 per referral.
- No KYC Required: No KYC needed to refer and earn.
13. Slice – Simple Referral Program
Slice is a credit card service that has a Refer and Earn feature. It’s an easy way to earn without needing to complete KYC.
- How to Earn: Invite your friends, and after they sign up and use Slice, you get rewards.
- Reward: ₹100 per referral.
- No KYC Required: KYC is not needed for referrals.
14. Truecaller Pay – Refer and Earn UPI App
Truecaller Pay is a digital payment platform that lets you earn by referring friends. It’s also one of the best Refer and Earn UPI apps without requiring KYC.
- How to Earn: Share your referral link, and once your friend signs up and completes a transaction, you earn cashback.
- Reward: ₹50 per referral.
- No KYC Required: KYC is not necessary for referrals.
15. Airtel Payments Bank – Earn by Referring Friends
Airtel Payments Bank also offers a Refer and Earn program where you can invite friends to join the bank’s digital payment service and earn rewards.
- How to Earn: Share the referral link, and after your friend signs up and transacts, you both get rewards.
- Reward: ₹50 per referral.
- No KYC Required: No KYC is needed to refer.
Conclusion
These Top 15 Best Refer and Earn Apps Without KYC offer an easy way to earn money by inviting friends to sign up and use various services. From payment apps like PhonePe, Google Pay, and Paytm to investment platforms like Groww and Upstox, you can start earning without going through the hassle of KYC. Whether you’re interested in Refer and earn demat accounts or Refer and earn UPI apps, there’s an option for everyone.